We take your privacy very seriously and we ask that you read this privacy notice carefully as it contains important information on who we are, how and why we collect, store, use and share personal data, your rights in relation to your personal data and on how to contact us and supervisory authorities in the event you have a complaint.
Who we are
lifeinsuranceprotection.co.uk is provided by Finance Link Ltd, We respect the privacy of visitors to our website. Finance Link is registered as a data controller in accordance with GDPR 2018 Data Protection. Finance Link Ltd collects, uses and is responsible for certain personal data about you. When we do so we are required to comply with data protection regulation and we are responsible as a data controller of that personal data for the purposes of those laws.
When we mention ” www.lifeinsuranceprotection.co.uk”, “we”, “us” or “our” we are referring to Finance Link Ltd.
Finance Link Ltd is incorporated in England & Wales with the number 10990594, the registered address is Ford House, Market Street, Leek, Staffordshire ST13 6JA.
The personal data we collect and use
In the course of our intermediary services we may collect the following personal data when you provide it to us:
- contact information – address, email and telephone number(s)
- identity information – first name, surname and postcode
- company information – category of business and number of years trading
- product details – responses to our questions about your product preferences
- technical data – internet protocol (IP) address, browser type and version, operating system and platform, details of browser plug-ins
How we use your personal data
The below table sets out:
- how we use your personal data
- the lawful bases upon which we collect and use your personal data
- who we routinely share your personal data with
|Rationale/Reason for Processing||Lawful Basis for Processing||Third party recipients linked to that activity|
to assist you in obtaining a quote
to provide you with the service that you require and expect
|Legitimate Interests*||Data is used for the purpose of arranging an introduction to an FCA-authorised insurance intermediary who will be able to provide you with a quote on the insurance product that you are interested in.
*Legitimate Interests is defined as ‘processing is necessary for the purposes of the legitimate interests pursued by the controller or by a third party except where such interests are overridden by the interests or fundamental rights and freedoms of the data subject which require protection of personal data, in particular where the data subject is a child’.
It is in our ‘legitimate interests’ to introduce you to an FCA-authorised insurance intermediary, as this is the service we offer. This aligns with your interests to receive a quote from an FCA-authorised insurance intermediary.
Sharing your personal data
We will only share your personal data with a single FCA-authorised insurance intermediary, so that they can contact you and provide you with a quote. Once we have shared your data with an FCA-authorised intermediary, they will become a Data Controller.
We will not share your personal data with any other third parties.
We will only retain your personal data for as long as necessary to fulfil the purposes that we collected it for, including satisfying any legal, accounting or reporting requirements.
You have legal rights under data protection regulation in relation to your personal data. These are set out under the below headings:
- To access personal data
- To correct / erase personal data
- To restrict how we use personal data
- To object to how we use personal data
- To ask us to transfer personal data to another organisation
- To object to automated decisions
- To find out more about how we use personal data
If you wish to exercise any of these rights, or make a complaint about how we are handling your information, then please contact us by emailing email@example.com.
We may ask you for proof of identity when making a request to exercise any of these rights. We do this to ensure we only disclose information or change your details where we know we are dealing with the correct individual.
Our supervisory authority
If you are not happy with the way we are handling your information, you have a right to lodge a complaint with the Information Commissioners Office (www.ico.org.uk).
We ask that you please attempt to resolve any issues with us before the ICO.